Tribal Trust Land Homeownership Act of 2025
Where it stands
- Introduced2/25/25
- Passed SenatePassed 12/11/25
- HousePassed 3/4/26
- PresidentSigned 5/4/26
- LawPublic Law 119-88
Passed the Senate by unanimous consent on December 11, 2025. Passed the House 384–40 on March 4, 2026 (Roll Call 81 →). Became Public Law 119-88 on May 4, 2026.
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Roll calls on this bill
- Democratic208 Yea · 1 Nay · 5 Not voting
- Republican176 Yea · 39 Nay · 3 Not voting
- Independent / Other0 Yea · 0 Nay · 0 Not voting
Tribal Trust Land Homeownership Act of 2025
This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
What happens next
Became Public Law 119-88.
All actions (22)
- 2/25/25Introduced in Senate
- 2/25/25Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
- 3/5/25Committee on Indian Affairs. Ordered to be reported without amendment favorably.
- 9/3/25Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
- 9/3/25Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.
- 9/29/25Star Print ordered on 119-60.
- 12/11/25Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
- 12/11/25Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
- 12/15/25Message on Senate action sent to the House.
- 12/15/25Received in the House.
- 12/15/25Held at the desk.
- 3/3/26Mr. Westerman moved to suspend the rules and pass the bill.
- 3/3/26Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
- 3/3/26DEBATE - The House proceeded with forty minutes of debate on S. 723.
- 3/3/26At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
- 3/4/26Considered as unfinished business. (consideration: CR H2390)
- 3/4/26Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
- 3/4/26On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
- 3/4/26Motion to reconsider laid on the table Agreed to without objection.
- 4/27/26Presented to President.
- 5/4/26Signed by President.
- 5/4/26Became Public Law No: 119-88.