Bills · 119th Congress · Finance and Financial Sector

TRIA Program Reauthorization Act of 2026

Where it stands

  1. Introduced1/16/26
  2. Passed HousePassed 6/29/26
  3. Senate
  4. President
  5. Law

Passed the House 373–15 on June 29, 2026 (Roll Call 229 →). Received in the Senate on July 13, 2026. No Senate action since.

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Roll calls on this bill

Votes on passage
HouseOn Motion to Suspend the Rules and Pass, as Amended · 6/29/26Suspension of the rulesA fast-track House procedure, usually for measures expected to have broad support. Debate is limited to 40 minutes, no amendments can be offered, and it needs a two-thirds vote of members voting — not a simple majority. A yes vote passes the bill. “As amended” means changes written into the motion itself are included.Rules of the House, Rule XV, clause 1 ↗
Passed
  • Democratic191 Yea · 0 Nay · 21 Not voting
  • Republican181 Yea · 15 Nay · 22 Not voting
  • Independent / Other1 Yea · 0 Nay · 0 Not voting
Official summary (CRS)

TRIA Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Full text on congress.gov ↗
Sponsor
Rep. Mike Flood ( Republican · NE-1)
Cosponsors
4
Introduced
1/16/26
Policy area
Finance and Financial Sector

What happens next

The Senate must pass the same text, then it goes to the President.

If it isn't enacted by Jan 3, 2027, it expires when the 119th Congress ends.

All actions (15)
  1. 1/16/26Introduced in House
  2. 1/16/26Referred to the House Committee on Financial Services.
  3. 1/22/26Committee Consideration and Mark-up Session Held
  4. 1/22/26Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
  5. 3/19/26Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
  6. 3/19/26Placed on the Union Calendar, Calendar No. 482.
  7. 6/29/26Mr. Flood moved to suspend the rules and pass the bill, as amended.
  8. 6/29/26Considered under suspension of the rules. (consideration: CR H4273-4279)
  9. 6/29/26DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
  10. 6/29/26At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  11. 6/29/26Considered as unfinished business. (consideration: CR H4302-4303)
  12. 6/29/26Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
  13. 6/29/26On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
  14. 6/29/26Motion to reconsider laid on the table Agreed to without objection.
  15. 7/13/26Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.