Bills · 119th Congress · Crime and Law Enforcement

GUARD Act

Also known as Guarding Unprotected Aging Retirees from Deception Act of 2026

Where it stands

  1. Introduced4/21/25
  2. Passed HousePassed 9/15/26
  3. Senate
  4. President
  5. Law

Passed the House 414–7 on September 15, 2026 (Roll Call 301 →). Received in the Senate on September 16, 2026. No Senate action since.

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Roll calls on this bill

Votes on passage
HouseOn Motion to Suspend the Rules and Pass, as Amended · 9/15/26Suspension of the rulesA fast-track House procedure, usually for measures expected to have broad support. Debate is limited to 40 minutes, no amendments can be offered, and it needs a two-thirds vote of members voting — not a simple majority. A yes vote passes the bill. “As amended” means changes written into the motion itself are included.Rules of the House, Rule XV, clause 1 ↗
Passed
  • Democratic210 Yea · 0 Nay · 4 Not voting
  • Republican203 Yea · 7 Nay · 8 Not voting
  • Independent / Other1 Yea · 0 Nay · 0 Not voting
Official summary (CRS)

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Full text on congress.gov ↗
Sponsor
Rep. Zachary Nunn ( Republican · IA-3)
Cosponsors
54
Introduced
4/21/25
Policy area
Crime and Law Enforcement

What happens next

The Senate must pass the same text, then it goes to the President.

If it isn't enacted by Jan 3, 2027, it expires when the 119th Congress ends.

All actions (14)
  1. 4/21/25Introduced in House
  2. 4/21/25Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  3. 5/13/26Committee Consideration and Mark-up Session Held
  4. 5/13/26Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
  5. 6/24/26Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.
  6. 9/14/26Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.
  7. 9/14/26Considered under suspension of the rules. (consideration: CR H5602-5605)
  8. 9/14/26DEBATE - The House proceeded with forty minutes of debate on H.R. 2978.
  9. 9/14/26At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  10. 9/15/26Considered as unfinished business. (consideration: CR H5822)
  11. 9/15/26Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603)
  12. 9/15/26On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603)
  13. 9/15/26Motion to reconsider laid on the table Agreed to without objection.
  14. 9/16/26Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.